Tool
Baccarat Bet & House Edge Calculator
Compare standard Banker, Player and Tie bets using their approximate probabilities and house edges.
Quick answer
The standard Banker and Player bets are much cheaper mathematically than the common 8:1 Tie bet.
Reference probabilities
Banker 45.8597%, Player 44.6247%, Tie 9.5156%.
Standard choices
Banker with 5% commission, Player at 1:1, Tie at 8:1, and Tie at 9:1 are included.
Interpretation
Expected loss is calculated from total action, not deposit size. Actual short-run results can be much higher or lower.
Sources
Related reading
Responsible gambling: Gambling involves financial risk. Never chase losses or gamble with money needed for essentials. Eligibility and legal age vary by jurisdiction.